²In order to transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services (“Partner Account”). Pricing and rewards availability will vary depending on plan and term selected. Please refer to our Terms of Service and Cardholder Agreement for additional details. Extra will report your activities to Experian® and Equifax®. The Extra Debit Card and related services will not remove negative credit history from your credit report. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. Extra is required to report late payments, which may negatively impact your credit score. Impact on your credit score may vary depending on your use. Increases or specific changes to your credit score are not guaranteed. ✚ll transaction and account activity is subject to review and approval by both Extra and the Issuing Bank. Your eligibility for the Extra Debit Card is the decision of the Issuing Bank. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for an Extra Debit Card. Cardholders must be at least 18 years old and a citizen of the United States, or a permanent resident with a valid social security number (SSN) or ITIN. Banking services provided by and the Extra Mastercard Debit Card is issued by Evolve Bank & Trust, Member FDIC (“Issuing Bank”), pursuant to a license from Mastercard USA. The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank.
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